A bank needs funding to provide lending - this is where Treasury comes in.

We arrange funding for the bank and thereby enable financial inclusion for more people, together with all our Bluestep Bank-colleagues.

Bluestep Bank’s aim is to have a diversified funding base, mainly consisting of deposits from the public, covered bonds and senior unsecured bonds. We believe that diversification limits risk, increases flexibility and promotes cost-efficiency.

Treasury is also monitoring and mitigating market risks that the bank is exposed to, for example changes in interest rates and foreign exchange rates. Yet another important part of treasury is cash management, enabling efficient and secure handling of liquidity and payments for the bank.